Policy data page is the section of a life insurance contract, usually near the front, that summarizes the key specifications and parameters of the policy in a concise, table-like format. It typically lists the insured's name, policy number, issue date, policy type, face amount, risk class, premium schedule, policy fee, riders, death benefit options, guarantee periods and important values such as guaranteed and non-guaranteed premiums or benefits. For flexible-premium and interest-sensitive policies, the policy data page may also show planned premiums, coverage durations at certain assumptions and charges applicable during early years. Regulators and carriers rely on the policy data page to ensure that the most critical contractual information is presented in a clear, standardized way, so policyowners can easily verify that issued terms match what was applied for and illustrated. Because the data page is part of the contract, any future changes that affect these values are typically reflected through endorsements or updated pages.

In everyday use, advisors and service teams turn to the policy data page whenever they need a quick reference for core policy facts, such as face amount, risk class, issue age or riders in force. During delivery appointments, producers review the data page with clients to confirm accuracy before having them sign acceptance forms, calling out items like smoker status, ownership, beneficiary type and premium mode. When servicing requests arise-such as conversions, changes in coverage, replacements or in-force illustrations-carriers often ask that the policy data page be attached so they can quickly identify the policy's structure. Trustees, CPAs and attorneys also use the data page when tracking trust-owned or business-owned policies, ensuring records match contractual terms. If discrepancies are discovered between the policy data page and application or illustration, advisors work with carrier new-business teams to issue corrected pages or amendments. Keeping a clean copy of the policy data page on file simplifies future reviews and service work.