
Hypertension control refers to how effectively an individualTMs high blood pressure is managed through lifestyle changes and medication, typically measured by consistent readings within target ranges. Well-controlled hypertension reduces risks of stroke, heart attack, kidney disease, and other complications. In life insurance underwriting, controlled blood pressure with documented follow-up is far more favorable than untreated or poorly controlled hypertension, even when medications are required.
Underwriters assess hypertension control by reviewing physician notes, medication lists, and blood-pressure logs from exams and medical records. Applicants with stable, controlled readings and no organ damage often qualify for preferred or standard classes, while those with severe, uncontrolled hypertension face ratings or postponements. Advisors encourage clients to follow treatment plans and obtain updated readings before applying. Understanding hypertension control helps advisors position blood-pressure treatment as positive risk management rather than a drawback and to coach clients on improving underwriting outcomes.