An electrocardiogram (EKG) is an alternate spelling of ECG, the electrical recording of cardiac activity. It produces waveforms (P-QRS-T) used to diagnose rhythm disorders, ischemia, or prior infarction. Underwriters reference EKG tracings ordered during exams, emergency visits, or cardiology workups to determine cardiac stability. EKG is a fast screening tool that guides need for further cardiovascular evaluation or testing.

Advisors coordinate EKGs through paramed vendors for older-age or higher-face-amount cases. A normal tracing can clear cardiac requirements; abnormalities lead to further tests or table ratings. Submitting prior tracings from a client's doctor can save time. Clear communication about EKG results helps clients understand potential outcomes before offers arrive.