An echocardiogram report is the interpreting cardiologist's written summary of an echo study, including images reviewed, measurements, and clinical impression. It specifies ejection fraction, valve disease grading, chamber dimensions, and recommendations. Insurers request the full report to verify normal function, document stability, or confirm severity prior to issuing coverage. Consistent reporting enables comparison across years and supports underwriting decisions about cardiac risk, surveillance, or need for additional testing.

Case managers request the full echo report-not just a doctor's note-so underwriters can confirm numeric measurements and interpretations. Advisors highlight normal EF or mild valve disease to negotiate better classes. If the report is missing, ordering it early avoids delays and multiple requirements. Accurate reporting anchors the cardiac assessment for the life of the policy.