CE credits, or continuing education credits, are the units professionals earn by completing approved training courses required to maintain insurance licenses and certain professional designations. State insurance departments mandate regular CE in ethics, product lines, and sometimes specialized topics like long-term care or annuities. Broker-dealers, CFP Board, and professional associations may impose additional CE requirements. Each completed course grants a set number of CE credits, which must be reported and tracked within specific renewal cycles. Failure to meet CE requirements can result in license suspension, fines, or loss of designations, directly affecting an advisorTMs ability to do business.

Advisors manage CE credits through state-approved providers, online platforms, conferences, and firm training programs. Compliance departments frequently remind producers of upcoming deadlines and minimum credit-hour requirements. Some product trainings, such as annuity or LTC suitability courses, count toward CE while also satisfying product-specific regulations. Advisors often choose CE that strengthens technical skills in areas like tax, estate, and retirement planning. Tracking portals and certificates help document completion for audits. Understanding CE credits helps advisors integrate education planning into their professional calendar so regulatory compliance and skill development move forward together.