Caregiver training benefit is a feature in some long-term care policies that reimburses the cost of training informal caregivers"often family members"to provide safe and effective care at home. Covered training may include instruction on transfers, bathing, medication administration, use of durable medical equipment, and managing dementia behaviors. The benefit recognizes that many families prefer to keep loved ones at home and that trained caregivers can reduce injuries, hospitalizations, and professional-care expenses. Benefit amounts are usually capped per claim or per policy and may require pre-approval or documentation from qualified trainers.

Advisors highlight caregiver training benefits when working with families who anticipate providing hands-on care themselves rather than relying exclusively on agencies or facilities. During claims, care coordinators or claims specialists inform families that training costs for a spouse, child, or friend may be reimbursable under policy provisions. Families submit invoices from approved trainers or organizations, and the insurer reimburses up to the specified limit. Understanding caregiver training benefits allows advisors to show how LTC policies can support family caregivers directly, not just pay for third-party services, making home-based care more sustainable.